If we compare the list of smartphones under Rs 20,000 in April 2020 with today, then today the situation has changed a lot. Xiaomi has added a new device to its portfolio and some of the other popular models have fluctuated in price. In this sub-Rs 20,000 bracket, you will get phones with strong processors, good cameras and long battery backup. Even if you do not want to spend Rs 20,000, you will still find many capable smartphones for Rs 18,000. Today our list also has some other slightly older smartphones including Redmi Note 9 Pro Max, Poco X2, Samsung Galaxy M31 and Realme 6, which will give you a lot of great hardware experience for your price. We have compiled a list of smartphones that have scored well in our review and each one of them is a great pick in our opinion.

Best phones under 20,000

Phones under Rs 20,000 Gadgets 360 Rating (out of 10) price in india
redmi note 9 pro max 8 Rs. 16,499
Poco X2 8 Rs. 17,499
realme 6 pro 8 Rs. 17,999
Samsung Galaxy M31 8 Rs. 16,499
realme x2 8 Rs. 17,999
Poco F1 8 Rs. 17,999
asus zenfone 5z 9 Rs. 16,999

Redmi Note 9 Pro Max

The Redmi Note 9 Pro Max is currently the top pick in our list under Rs 20,000. When Xiaomi launched this smartphone, then its price started from Rs 15,000, but due to increase in GST rate, the prices have increased. Redmi Note 9 Pro Max comes with a 6.67-inch display, which is a good display for watching videos, but a bit big to use with one hand.
The Redmi Note 9 Pro Max has a side-mounted fingerprint scanner, so you can unlock it quickly. The smartphone comes equipped with four rear cameras. Redmi Note 9 Pro Max works on Qualcomm Snapdragon 720G chipset. Xiaomi has launched it in 6 GB RAM + 64 GB storage, 6 GB RAM + 128 GB storage and 8 GB RAM + 128 GB storage options. Their price is Rs 16,499, Rs 17,999 and Rs 19,999 respectively.
The Redmi Note 9 Pro Max packs a 5,020mAh battery and gives very good backup. It also did very well in our HD video loop test. Xiaomi has provided a 33W charger in the box, which charges the phone very fast. The camera performance of Redmi Note 9 Pro Max is quite good, but sometimes the pictures fall a bit low. Low-light camera performance is average, but the night mode delivers better output.

Poco X2

The Poco X2 is a tall phone and sports a large 6.67-inch display with 20:9 aspect ratio. Its panel comes with 120Hz refresh rate, which is not common in this range. The Poco X2 sports a dual-camera punch-hole on the front, and a side-mounted fingerprint scanner. Poco X2 feels big and heavy. It is powered by Qualcomm Snapdragon 730G, which is a powerful chipset and can handle gaming quite well.
There are many variants of Poco X2. These include 6 GB RAM + 64 GB storage, 6 GB RAM + 128 GB storage and 8 GB RAM + 256 GB storage options. The prices of Poco X2 have increased since its launch and now these three variants are priced at Rs 17,499, Rs 18,499 and Rs 20,999 respectively.

Poco has given a 4,500mAh battery in the phone and a 27W charger is also available in the box. This phone sports a quad rear camera setup and we noticed that the photo quality is quite good in daylight. Low-light photo quality was also relatively impressive, but detail was lacking compared to the day. The quality of low-light videos is also not that good.

Realme 6 Pro

The Realme 6 Pro packs a 6.6-inch display with a dual-camera hole-punch for the selfie cameras. It works on Qualcomm Snapdragon 720G chipset just like Redmi Note 9 Pro Max. The device is well designed but slips a bit as it has a glass back. This phone comes with a weight of 202 grams, which is a bit heavy. One of the highlights of the Realme 6 Pro is its 90Hz refresh rate screen. It also has a side-mounted fingerprint scanner that makes unlocking the phone easier and faster to unlock.
Realme 6 Pro has been introduced in 6 GB RAM + 64 GB storage, 6 GB RAM + 128 GB storage and 8 GB RAM + 128 GB storage options. Their price is Rs 17,999, Rs 18,999 and Rs 19,999 respectively.

There is a quad-camera setup at the back. Camera performance was good in daylight and for close-ups, but camera performance needs some improvement in low light. The Realme 6 Pro packs a 4300mAh battery, which isn’t as big as some of the other phones on this list, but it delivered great battery life when we tested it.

Samsung Galaxy M31

This Samsung model has a 6.4-inch full-HD + AMOLED display, which comes with vivid colors and very good viewing angles. There is a quad-camera setup at the back with a 64-megapixel primary camera. It comes with a massive 6,000mAh battery and a well-performing Exynos 9611 chipset.
Samsung Galaxy M31 is available in 6 GB RAM and two storage options, 64 GB and 128 GB. The price of both these variants is Rs 16,499 and Rs 18,999. The big battery gives great battery life and this phone can easily last for two days. The cameras perform well in daylight and with Night Mode enabled, the Galaxy M31 takes better low-light shots as well. We found the video stabilization to be average.

The Exynos 9611 chipset isn’t quite as powerful as Qualcomm’s Snapdragon 720G, which powers the Redmi Note 9 Pro Max and Realme 6 Pro, but it is capable of handling everyday tasks with ease.

Realme X2

The Realme X2 sports a 6.4-inch AMOLED display with an in-display fingerprint scanner. It also runs on Qualcomm Snapdragon 730G processor like Poco X2. The phone performs well in day to day use. The Realme X2 sports a quad-camera setup at the back and comes in a variety of colours.
Realme has given a 4000mAh battery in it and has given 30W fast charger in the box which makes charging fast. The Realme X2 can handle day-to-day tasks and gaming with great ease, and its battery lasted for a day and a half in our test. Its 4 GB RAM and 64 GB storage variant costs Rs 17,999. Its 6 GB RAM + 128 GB storage and 8 GB RAM + 128 GB storage variants are priced at Rs 19,999 and Rs 20,999 respectively.

The quad-camera setup lets you take good pictures in daylight. We liked our portrait shots as the dedicated depth camera does well with edge detection. Low-light camera performance is also good but there was a problem of noise in the output. Nightscape mode helps improve low-light photography.

Poco F1

Poco F1 is one of the oldest devices on this list, but its performance is commendable for the price. It works on the 2018 flagship processor Snapdragon 845. The device has seen several price cuts. You can now buy all variants of Poco F1 under Rs 20,000.

The Poco F1 has a big notch and comes with a 6.18-inch display. It comes equipped with a 4,000mAh battery, which gives very good battery life. Its top variant with 8 GB RAM and 256 GB storage is currently priced at Rs 17,999.

Since the Poco F1 is an older model, it comes with a dual rear camera setup. Low-light photos were average, while the daylight camera’s performance was better. Poco F1 can record 4K video but only up to 8 minutes.

Asus ZenFone 5Z

The last phone on this list is the Asus ZenFone 5Z and it is also an older model. This smartphone is also 2018 flagship and you get it with Qualcomm Snapdragon 845 chipset. Since the ZenFone 5Z was a flagship, its quality is better than some of the other smartphones on this list. It also delivers good all-round camera performance.

There are three variants of ZenFone 5Z. These include 6 GB RAM + 64 GB storage, 6 GB RAM + 128 GB storage and 8 GB RAM + 256 GB storage options. The price of these three variants is Rs 16,999, Rs 18,999 respectively. The ZenFone 5Z has the lowest battery capacity here at 3,300mAh, but it offers decent backup.

The Asus 5Z also sports a dual camera setup at the back. The cameras were fast in fixing focus and taking exposures in daylight. The camera performance in low light was good and noise remained under control.

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